At Epic Travel Designer, we always urge our clients to travel with a travel card for peace of mind and safety. Carrying less cash reduces the chances of theft, and travel cards allow you to top up anywhere, anytime, as long as there is an internet connection. Today, we shall compare three widely used travel cards: Wise, Revolut, and YouTrip.
Comparisons Of Wise, Revolut and YouTrip
Feature | Wise | Revolut | YouTrip |
Supported Currencies | 40+ currencies | 33 currencies | 10 currencies |
Exchange Rates | Mid-market rate, no hidden fees | Spot rate on weekdays, 1% fee on weekends | Own exchange rate, not always the best |
Money Transfers | Allows transfers to and from bank accounts | Limited bank transfers | No bank transfers |
ATM Withdrawals | 2 free withdrawal per month up to SGD350, after which a fee of 1.75% of the amount withdrawn plus 1.50 SGD per withdrawal will be charged. | 5 free withdrawals per month, up to SGD350, after which a fee of 2% of the amount withdrawn or SGD1.49, whichever is higher. | Free up to S$400/month, then 2% fee |
Ease of Use | User-friendly app, easy to top-up. | Feature-rich but may be overwhelming | Simple but limited functionality |
Best For | Business users and frequent international travllers | European travellers, budgeting tools | Casual travllers who need a simple card. |
Additional Features | Multi-currency accounts, business-friendly | Budgeting tools, crypoto trading, virtual cards | None |
Why We Recommend a Two-Card Strategy
For optimal travel spending, we recommend carrying both Wise and Revolut:
- Wise is the most versatile option, ideal for holding multiple currencies, making international transfers, and ensuring transparent fees.
- Revolut is great for European travel, offering low exchange rates, spot rates during weekdays, and useful financial management tools.
By using these two cards interchangeably, you can take advantage of the best exchange rates, minimise fees, and enjoy a seamless travel experience. While YouTrip offers a simple solution, its limited currency support and exchange rate policies make it a less competitive choice.
Final Thoughts
Choosing the right travel card depends on your travel patterns and spending habits. Wise remains our top recommendation due to its flexibility and transparent pricing. However, Revolut is an excellent companion card, particularly for European trips. By using both, you ensure the best exchange rates and smooth international transactions.
Which travel card do you prefer? Let us know in the comments!